Earn an extra 1% cash back!
KOHO Referral Code
If you have not watched my full KOHO review on YouTube, you should! KOHO is quickly developing into a replacement solution for your everyday banking.
KOHO is a pre-paid credit card that pairs with an excellent mobile app & desktop platform. It allows you to easily save for goals, earn interest on all your savings, and setup joint accounts with your partner.
Bonus – earn an extra 1% cash back with this link:
Boost Your Cash Back With Premium
KOHO Premium Cash Back Referral Code
Earn 2% cash back on the 3 most important categories. That means you get 2% cash back on groceries, restaurants, and transportation. While still earning 0.5% cash back on everything else
Costs $9 / month
1st month is FREE
2% cash back on gas!
Improve your credit score
KOHO Credit Building Referral Code
KOHO credit building improves your credit history. Improving your credit history can have a positive impact on your credit score.
However it’s important to know that if you have major credit score issues that you need to fix those yourself. There’s only so much that KOHO can do. But in most cases KOHO helps you boost your score by 20 – 80 points within 6 months.
Improve your credit history
KOHO Signup Bonus FAQ’s
What is KOHO?
KOHO is a free everyday banking account / app designed to empower Canadians with a zero-fee banking solution. KOHO is like a chequing account with no monthly fee. You load funds to your account, then use your prepaid credit card the same way you’d use any debit or credit card.
Plus all the money you load onto your KOHO card earns interest and earns cash back on all your purchases. Plus they have awesome insights, and tools to help you automatically save. Personally I’ve saved over $3,000 on bank fees from switching to KOHO and I’m not looking back 😎.
How do you get a KOHO card?
Getting a free pre-paid KOHO card is easy. You just need to create an account and you get a free KOHO card mailed to your door. Plus you can use this link to earn an extra 1% cash back on all of your spending!
Is KOHO safe?
Yes KOHO is safe to use. Any money you deposit with KOHO is stored at Peoples Trust which is a federally regulated bank. This means your money is CDIC-insured and 100% safe to use.
How does KOHO work?
KOHO works just like any other banking account, credit or debit card. KOHO is a pre-paid visa card so you have to load money into your account in order to use the credit card. However unlike a bank KOHO has no-fees, gives you free cash back on spending and earns interest just like a high interest savings.
Personally I’ve switched from TD chequing account to using only KOHO and I absolutely love it and am not looking back. See ya later stupid bank fees!
Here’s How I’m Using KOHO
How Should Canadians Adopt KOHO?
KOHO is a Canadian fintech company and they are trying to replace your everyday banking account. While technically KOHO is not a bank, they are a pre-paid credit card.
The biggest benefit of adopting KOHO is the ability to manage your money super easily, save, and build credit history. They make significant improvements on their app frequently and are constantly looking to help Canadians manage their money better.
Bonus – earn an extra 1% cash back when you signup with this link: